| How Student Loan Consolidation Helps |
| Fixed Interest Rates |
Save your money by locking in at today’s
unprecedented low rates |
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Protect your pocketbook from the rising T-Bill
|
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| Suite of Flexible Payment Options |
Designed to suit your budget, however you want |
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| Lower Monthly Payment |
Save more money and strengthen your credit by moving
extra cash into high interest credit cards and reducing your debt-income
ratio |
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| No Prepayment Penalty |
Only you decide when to pay off your loan |
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| Keep Existing Benefits |
This is a federal loan.Your subsidized loans stay
subsidized. Your rights to deferment, forbearance, and forgiveness
remain intact. |
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| ULR's Interest Rate Reduction Programs |
Save an additional 1.25%* in interest on these
already low rates. |
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| NO cost to you! |
No application fee is charged nor is a type of
origination fee added to your loan balance.
You will save lots of your hard-earned money because your Consolidation
Loan doesn't cost you a dime! |
